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Free Loan Calculators for US & Canada

Compare personal loans, auto loans, student loans, credit card payoff timelines, debt consolidation, and DTI ratios in seconds.

Available Loans Calculators

Compare personal loans, auto loans, student loans, credit card payoff timelines, debt consolidation, and DTI ratios in seconds. Select any calculator below to run instant, private scenarios in your browser:

🧮 Free Personal Loan Calculator — Monthly Payment & APR 🧮 Auto Loan Calculator — Car Payment with Tax & Trade-In 🧮 Student Loan Repayment Calculator (Standard & IDR Plans) 🧮 Credit Card Payoff Calculator — How Long Until Debt Free? 🧮 Debt Consolidation Calculator (US & Canada) 🧮 Loan Comparison Calculator — Compare Loans Side by Side 🧮 Debt-to-Income (DTI) Ratio Calculator for Mortgage Approval 🧮 Payday Loan APR & True Cost Calculator

Why Use US FinanceCalc?

  • Dual-Country Accuracy: Built specifically for both US (IRS / Federal Reserve) and Canadian (CRA / OSFI) financial rules.
  • 100% Private & Instant: All calculations happen directly in your browser with no sign-up or personal data collection.
  • Interactive Breakdowns: Every tool includes visual charts, tables, and step-by-step formulas.